Holland Home Improvement Loan Program

Through a partnership between the Holland Neighborhood Improvement Association (HNIA) and the Center for Energy and Environment (CEE), income-qualified homeowners may be eligible for low-interest financing for home improvements that improve safety, comfort, accessibility, and energy efficiency.

Available Loan Programs

Home Improvement Loan

• Interest Rate: 2% (2% APR*)

• Loan Amount: $5,000–$15,000

• For: Energy efficiency improvements and certain qualifying health, safety, accessibility, and code-related repairs.

Emergency Deferred Loan

• Interest Rate: 0% APR

• Loan Amount: $3,000–$10,000

• For: Emergency repairs that address conditions making a home unsafe or uninhabitable. Eligible improvements are determined through a CEE site visit.

Income limits apply to both loan programs.

Who is Eligible?

Applicants must:

• Own and occupy a 1–4 unit residential property located in the Holland neighborhood.

• Meet income eligibility requirements.

• Complete improvements that qualify under the program guidelines.

Examples of Eligible Improvements

• Insulation and air sealing

• High-efficiency heating and cooling equipment

• Electrical or plumbing code corrections

• Accessibility improvements

• Lead paint abatement

• Asbestos removal

• Mold remediation

• Radon mitigation

• Carbon monoxide safety improvements

• Other qualifying energy efficiency, health, and safety improvements

Learn More & Apply

The Center for Energy and Environment (CEE) administers this program and can answer questions about eligibility, qualifying projects, and the application process.

Phone: 612-335-5884

Website: mncee.org/Holland

Download the program flyer: [PDF]

Questions about the neighborhood program? Contact HNIA at holland@hnia.org.